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　　chuleshiyongweixinzhifukuaijiezhifu，laonianyonghuhaikekaitong“qinshuka”，bangdingzinvdezhanghubianjiekoukuanxiaofei，bushanchangshiyongzhinengshebeideyonghuyekexuanzetongguo“yinlingshouhuka”zhinengxiaoshoujidengshebeibianjiezhifu。せ　　对此，法律界人士指出，今年9月发布的《保险销售行为管理办法》将于明年3月1日起正式实施，其中第15条规定了保险公司应当建立保险产品分级管理制度。。

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